GUARD DOG INSURANCE

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GUARD DOG INSURANCE

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INSURANCE FOR GUARD DOGS:
FOR OWNERS AND TRAINERS OF GUARD DOGS, PROTECTION DOGS, SERVICE DOGS, AND MORE

Lots of people want dogs to keep them safe or look after things, so they buy dogs that are trained to be guard dogs or protection dogs. Guard dogs have been trained to bark at strange people and sometimes they even attack people that come near them.

Guard dogs are very important to people but if you ever see a guard dog, it’s better to leave it alone as it might bark, bite, or attack. This is the dogs’ job.

Guard dogs will still always be your devoted pet and playful family companion but even with the right training, an accident or claim can always occur anytime, anywhere.

guard dog insurance
guard dog insurance

If you want an extra level of safety in your life, a dog can protect you, your home, and alert you to danger. If you want an extra level of safety in your life, XINSURANCE is here to help.

QUESTIONS TO CONSIDER

QUESTIONS TO CONSIDER

Q. Does your homeowners insurance coverage address all of your needs when it comes to your pet?

A. Many traditional insurance policies restrict certain breeds from coverage or exclude animal liability coverage altogether. Because insurance policies are becoming more exclusionary, it is likely that your current homeowners insurance policy will not cover you if your pet causes an incident.

Q. Does your pet have a bite history?

A. Many states consider any pet with a dog bite history of any kind as “dangerous.” Owners of such pets are required by certain states and regions to carry proper animal liability coverage.

Q. What breeds are most commonly excluded from homeowners and renters insurance policies?

A. Bully breeds, Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds and Akitas. (All insurance providers cover different breeds, be sure to double check your policy.)

Q. Which type of dog is ideal for your family?

A. Watch dogs work by alerting their owner/trainer to intruders on the premises but will not attack the intruder. Guard Dogs work in a similar way but are then trained to charge at the intruder and pin them down if they are seen as a threat. Protection dogs are like guard and watch dogs - they can attack but are not overtly aggressive. The final type is Livestock guard dogs which are trained to perform the roles of all of the aforementioned types and are perfect for working in rural environments.

KNOW THE FACTS

guard dog liability

According to the CDC, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; about half of these are children. Senior citizens are the second most common dog bite victims.

guard dog liability

Research has shown that on average, over 65% of criminals are unlikely to attempt breaking and entering a property if they know there are guard dogs. Source

guard dog liability

In 2022, the national average cost for a dog-related injury claim increased 28%. The national average cost, on a per claim basis, increased 32% year-on-year, reaching $64,555. Source

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