Guard Dog Insurance

Specialty insurance solutions tailored to your unique needs.
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Protect your protector: Get guard dog insurance today and have peace of mind for you and your furry friend.

We provide liability insurance solutions for guard dogs that cover third-party bodily injury and third-party property damage. Any dog breed can be covered including dogs with a claims or bite history.

The Importance of Guard Dog Insurance

Lots of people want a dog to keep them safe or look after things, so they buy a dog that has been trained or will be trained to be a guard dog or protection dog. Guard dogs, trained to bark at strangers and potentially attack those who approach, are invaluable assets to families and businesses, necessitating caution and ensuring one keeps a distance to avoid potential barking, biting, or attack. But even with the proper training, an accident or claim can occur anytime, anywhere.

Guard dog insurance from XINSURANCE is a specialized insurance solution designed to provide third-party coverage and protection for guard dogs and their owners. It is essential to have guard dog insurance because these highly trained and valuable animals face unique risks and responsibilities. Guard dogs are often exposed to potential injuries, illnesses, or even legal liabilities when performing their duties. With guard dog insurance, owners can have peace of mind knowing that their loyal protectors are covered, enabling them to focus on their duties without worrying about the potential financial burden that may arise from unforeseen events.

Who Should Have Guard Dog Insurance

  • Guard Dog Owners
  • Guard Dog Trainers
  • Businesses
  • Individuals
  • Families
  • Security Companies
  • And More!
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Guard Dog Insurance Coverage Options

Third-party Bodily Injury Liability

Provides coverage if your pet causes third-party bodily injury.

Third-party Property Damage Liability

Provides coverage if your pet causes third-party property damage.

Animal Liability Self-Defense

If your guard dog is properly trained and is given the command to attack, we can offer an Animal Liability Self-Defense Endorsement. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQ About Guard Dog Insurance

What is guard dog insurance?

Guard dog insurance is a type of liability insurance that provides coverage for owners and handlers of trained guard dogs. It protects against liability claims from third-party injuries, bites, or attacks caused by the dog, and can also cover third-party property damage.

Does homeowner's insurance cover guard dogs?

Typically, homeowner’s insurance policies do not cover damages caused by guard dogs, and may specifically exclude coverage for certain dog breeds considered high risk. Guard dog insurance can be a separate policy that provides specific coverage for these types of trained and potentially dangerous dogs.

What breeds of guard dogs are covered under guard dog insurance?

XINSURANCE can cover any dog breed, including German Shepherds, Rottweilers, Doberman Pinschers, and Pit Bulls. These breeds are sometimes referred to as “dangerous breeds” and can be hard to find coverage for, however, we have stepped in to provide a solution.

How much does guard dog insurance cost?

The cost of guard dog insurance will depend on various factors, including the breed of the dog, the dog’s experience level, the dog’s claims or bite history, the owner’s claims history, the amount of coverage needed, the location, and more.

To get an accurate estimate for your guard dog insurance policy, please contact us.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

Why should I have guard dog insurance?

You need guard dog insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.

Do you provide liability insurance for other dogs and pets?

Yes, XINSURANCE provides liability insurance solutions for all kinds of dogs and pets, including therapy dogs, working dogs, and exotic pets. We also provide animal liability insurance for regular dog/pet owners.

Here’s a list of pages for the different products we offer:

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Guard Dog Liability Insurance

Guard dog owners and trainers can have true peace of mind with customized liability insurance solutions from XINSURANCE.

Request your guard dog insurance quote today by clicking the “Get Started” button below!

What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service