Insurance for Working Dogs

Specialty insurance solutions tailored to your dog's duties.
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Let XINSURANCE handle the risks, so your working dog can focus on what they do best.

We offer liability insurance solutions tailored to the unique roles and responsibilities of working dogs. From police K-9 units to service dogs, we understand the specific risks involved. Rest assured, you and your loyal companions are protected, ensuring your safety and well-being.

The Importance of Working Dog Insurance

As a working dog owner or handler, it is crucial to understand the importance of having working dog liability insurance. This type of insurance provides essential protection for you and your valuable working dog in the event of any unforeseen incidents or accidents that may occur during their duties. It offers a layer of security and peace of mind, knowing that you can be financially covered and supported in case of liability claims or legal issues that may arise. With our working dog liability insurance solutions, you can focus on your dog’s essential tasks, knowing that you have a trusted partner who will fight for you when no one else will.

With XINSURANCE, you will have the customized coverage you need through our all-in-one approach. Our insurance solutions can cover any breed, regardless of experience or bite history. Whether you’re a working dog owner or handler or a business that utilizes a working dog, we are here to help you! Make sure you have Insurance For Working Dogs today!

Types of Working Dogs That Need Insurance

  • Therapy Dogs
  • Guard Dogs
  • Bomb Detection Dogs
  • Drug Detection Dogs
  • Police Dogs
  • Service Dogs
  • Military Dogs
  • Search and Rescue Dogs
  • Bed Bug Dogs
  • Ranch Dogs
  • Herding Dogs
  • Sled Dogs
  • Emotional Support Dogs
  • Dogs used for business purposes
  • And more!
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Working Dog Insurance Coverage Options

Third-party Bodily Injury Liability

Provides coverage if your pet causes third-party bodily injury.

Third-party Property Damage Liability

Provides coverage if your pet causes third-party property damage.

Animal Liability Self-Defense

If your working dog is properly trained and is given the command to attack, we can offer an Animal Liability Self-Defense Endorsement. Learn more.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQ About Insurance for Working Dogs

Why do I need insurance for my working dog?

Insurance for working dogs provides coverage for potential liabilities and risks that may arise in their line of work. It helps protect against third-party bodily injury and property damage caused by the dog, and it helps cover expenses arising from accidents, claims, and lawsuits.

Is it mandatory to have liability insurance for working dogs?

The requirement for liability insurance coverage may vary depending on local laws, regulations, or specific contracts with clients. It’s essential to research and understand any legal or contractual obligations related to insurance for working dogs in your area. We can help determine whether or not working dog liability insurance is required for you.

How much does insurance for working dogs cost?

The cost of insurance for working dogs can vary depending on factors like the type of dog, the specific tasks it performs, the dog’s experience level and bite history, the level of coverage needed, and more. It’s best to contact XINSURANCE and discuss your needs to get a personalized quote.

Can my dog get coverage if it has a bite history or claims history?

Yes, XINSURANCE can provide coverage solutions for dogs with a bite history or claims history.

Unlike traditional insurance providers that exclude certain dog breeds, exclude dogs with bite histories, or cancel your policy once your dog has bitten someone, we don’t! XINSURANCE is a true insurance partner that stands by your side when things go wrong. We welcome all dogs!

Can I get insurance coverage for multiple working dogs?

Yes, we offer insurance solutions for multiple dogs, either through a single policy or by adding them as additional insured entities. It’s important to discuss your specific needs with us to ensure all your working dogs are adequately covered.

Have additional questions about our working dog insurance solutions?

Check out our Animal Liability Insurance FAQ to see more commonly asked questions about our animal liability insurance solutions that can apply to working dogs as well.

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Working Dog Insurance Quote

We can provide you with a personalized working dog insurance quote once we learn more about your dog’s duties and experience. If you already have an insurance policy, we can review it to help you identify the gaps and exclusions that are leaving you exposed. Upon review, we may offer insurance solutions that provide better coverage.

Get started today by clicking the button below to request a quote!

What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service

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