Request your quote for customized insurance for first responders



For individuals and businesses

First Responders have enormous amounts of responsibility, dealing with life and death situations every day. XINSURANCE understands the risk these everyday heroes take and we’re here to protect first responders while they protect others. The last thing you need, as a first responder, is to worry about a claim or lawsuit filed against you. If you want true peace of mind, then you’ve come to the right place. XINSURANCE provides customized solutions for liability insurance for first responders.

With customized coverage tailored to your needs, XINSURANCE offers insurance solutions for both businesses and individuals. If you’re struggling to find insurance or if you’re worried there are gaps in your current coverage, we’re here to help!

liability insurance for first responders
liability insurance for first responders


What Can Insurance for First Responders Cover?

Our Insurance for First Responders is customized coverage that can be packaged all under one policy – this is our all-in-one approach. We offer liability policies with limits up to $10 million, or as much as $20 million through our reinsurance partners.

Examples of available coverages include:

Please note that we do not provide workers’ comp.

Who Can Get This Insurance?

Examples of first responders who can get this insurance coverage include:

  • Firefighters
  • Paramedics & EMTs
  • Other Emergency Medical Responders
  • Law Enforcement
  • Wilderness First Responders
  • Sanitation Workers
  • Military Personnel
  • And more!


XINSURANCE specializes in liability insurance for businesses and individuals who are in need of insurance. If you’ve been declined, canceled, non-renewed, or have a claims history, we can help you! With primary, excess, and umbrella coverage available in all 50 states, we provide the peace of mind that first responders deserve.

How To Get A Free Quote for Insurance for First Responders

You can easily obtain a quote at no charge and no obligation. Just fill out and submit the online application and we’ll have our expert underwriting team review and reach out to you as soon as possible. You can also call us at 877-585-2853 to talk with an underwriter instead!

Please contact us to get your Insurance for First Responders quote today. If you already have an insurance policy in place, we’d be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable.

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.

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