Request your quote for customized motocross track insurance.



For businesses and individuals

With more and more people looking for a sport that gives them a rush of adrenaline and thrill of danger, motocross is a consistently popular sport all over the country. Whether just for fun or competing in front of large crowds, motocross is entertaining for both riders and spectators. But with all motorsports, especially one with tricks and high-speed jumps, there is the chance of injury for not only the rider but also the spectators involved. It is important to have custom motocross track insurance regardless of whether you’re the rider or the track operator.

If a rider or spectator gets injured and files a suit against the track for damages, motocross track insurance is excess insurance that will make sure you’re protected from gaps in existing insurance policies. Accidents and injuries are a given in such a high-intensity sport, but just because they are bound to happen doesn’t mean you should have to worry about being held liable by someone else’s claim, so make sure that if you run a motocross track that you have an up to date and fully comprehensive motocross track liability insurance plan.

XINSURANCE will provide customized insurance solutions for third-party bodily injury and third-party property damage.

motocross track insurance
motocross track insurance


What Can Motocross Track Insurance Cover?

We offer a unique all-in-one approach to Motocross Track Insurance. That means any of these coverages can be available under one policy!

  • Commercial General Liability
  • Spectator Liability
  • Property Coverage
  • Premises Liability
  • Errors & Omissions (E&O)
  • Special Events
  • Communicable Disease Liability
  • Active Shooter Liability

Please note that we do not provide workers’ comp.

Motocross Track Safety Tips

Most importantly, motocross track owners must follow regulatory safety and health standards established by the jurisdiction where the track is located. Different states and localities have numerous regulations that need to be followed.

Without proper safety measures, such as proper maintenance and signage, making sure riders wear protective gear, operating in good weather conditions, and following other best practices, you’re exposed to liability!


XINSURANCE is a full-service liability insurance partner that covers the most challenging risks. We provide all-in-one protection to anyone looking for coverage, even if you’ve been canceled, declined, or non-renewed by another carrier. We can also customize your plan to ensure it meets your specific needs. You’ll have true peace of mind knowing you have a trusted partner by your side whenever an accident or incident occurs.

Get A Quote for Motocross Track Insurance

You can easily start your quote request by filling out the form at the top of the page or you can speak with an underwriter by calling 877-585-2853. We’ll also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – this policy review is free and has no obligation.

Motocross Rider Insurance

If you’re a rider or racer looking for motocross rider insurance, we offer customized insurance solutions for that too! You can easily include it with our motocross track insurance under one policy with our unique all-in-one approach.

Click here to go to our motocross rider insurance page!


XINSURANCE is a sponsor of the Wild West Series Motocross Championship. Click to learn more about the WWS.

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.

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