Navigate the bustling streets with confidence - XINSURANCE shields your pedicab business from unseen liabilities.
Each twist and turn presents its own challenges; our liability insurance solutions cover the gaps that traditional insurance might miss.
What is Pedicab Insurance?
Pedicab insurance is a specialized form of insurance designed to cover the unique risks associated with operating pedicab services. It encompasses several types of coverage, including liability and property damage, to protect operators from financial losses. Imagine this: the streets bustling, your pedicab gliding through the city – it’s a scene of perfect harmony until the unforeseen strikes. That’s when the stark difference between true insurance and the luring trap of cheap insurance becomes glaring. The moment when what can happen happens, your foresight in selecting robust coverage transforms a potential nightmare into a manageable hiccup.
Partnering with XINSURANCE leverages our deep expertise and commitment to providing tailored solutions that address your business’s unique aspects. Whether it’s a sudden mishap or a complex claim, liability insurance isn’t just a precaution—it’s a strategic asset that keeps your pedicab wheels spinning smoothly toward success.
Who Should Have Pedicab Insurance?
- Pedicab Businesses
- Pedicab Owners & Operators
- Rental Companies
- Tour Companies
- Pedal Bus Companies
- Pedal Bus Owners & Operators
- And More!
Pedicab Insurance Coverage: What You Need
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Physical Damage
This coverage provides protection against damage to the insured vehicle(s). It can include collision coverage, which pays for damages caused by collisions with other vehicles or objects.
Equipment Coverage
Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Liquor Liability
Coverage for businesses that provide the sale, service, or furnish of alcohol. Learn more.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Pedicab Insurance
Why do I need insurance for my pedicab business?
Insurance is essential for your pedicab business to protect against financial losses stemming from accidents, injuries, property damage, and other liabilities. It provides a safety net that ensures the stability and continuity of your business.
You need pedicab insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.
Can you insure engine-powered pedicabs?
Yes, XINSURANCE can also provide insurance solutions for pedicabs that are powered by an engine and have a license plate. Know that commercial auto coverage is available for your insurance policy. Commercial auto coverage is available in most states and provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
Do you provide pedal bus insurance?
Yes, we can offer insurance solutions to pedal bus companies, owners, and operators. Pedal buses are typically driven by a group of people and are often used for fun events such as birthday parties, bachelor/bachelorette parties, corporate events, and more. However, pedal buses also have unique risks involving a group of people operating on public roads who may be under the influence of alcohol. Pedal bus insurance is a must-have for any pedal bus company.
Do you provide rickshaw bike insurance?
Yes, we provide liability insurance for rickshaw bike owners and operators. We can also provide coverage solutions for electric or e-rickshaw bikes. Cycle rickshaws and pedicabs are terms that can be used interchangeably, so rickshaw bike insurance and pedicab insurance can have the same coverage.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How much does pedicab insurance cost?
The cost of pedicab insurance varies widely based on factors such as the size of your operation, location, coverage types, limits, claims history, and more. Only after a thorough assessment can an accurate quote be provided.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team For Tackling the Unexpected
Fighting for You is What We do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All In One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Taxis & Ridesharing
We provide specialty liability insurance solutions for taxicabs and rideshare services. We can help drivers, companies, contractors, app-based transportation services, and more.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
