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Pedicab Insurance and Pedal Bus Insurance

Pedicabs, sometimes known as rickshaw bikes, offer a unique mode of transportation. They are pedal-driven and operated by a driver who will take customers to their desired location. The pedicab business has unique risks involving direct customer interaction and operating a vehicle on public streets. These risks create the need for specialty liability insurance which can be hard to come by if you want proper coverage. Fortunately, XINSURANCE offers pedicab insurance solutions so your business can operate with true peace of mind.

Similarly, we can offer insurance solutions to pedal bus companies, owners, and operators. Pedal buses are typically driven by a group of people, often used for fun events such as birthday parties, bachelor/bachelorette parties, corporate events, and more. Pedal buses also have unique risks involving a group of people operating on public roads with the possibility of being under the influence of alcohol. Pedal bus insurance is a must-have for any pedal bus company.

With XINSURANCE, you can have an all-in-one policy that provides customized coverages built into one policy! We can also fill the gaps and cover the exclusions in your insurance policy that other insurance companies can’t or won’t provide. Whatever you need, we can help to find the best pedicab insurance solution for you!

pedicab insurance and pedal bus insurance
pedicab insurance and pedal bus insurance

What You Need To Know About Pedicab Insurance and Pedal Bus Insurance

Who Should Have Pedicab Insurance?

XINSURANCE provides customized liability insurance solutions for businesses and individuals. We can help the following:

  • Pedicab Businesses
  • Pedicab Owners & Operators
  • Pedal Bus Companies
  • Pedal Bus Owners & Operators
  • Rental Companies
  • Tour Companies
  • And More!

What Coverages Are Available with Pedicab Insurance or Pedal Bus Insurance?

We have an all-in-one approach for pedicab insurance and pedal bus insurance that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

  • Physical damage: Coverage for physical damage on the pedicab or pedal bus.
  • Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
  • Equipment coverage: Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
  • Personal liability: Personal liability protection in the event of an accident and a claim is made against you.
  • Premises liability: Protects against claims for slips, trips, and falls on the property due to negligence. Must be at a scheduled location.
  • Professional liability: Coverage for claims regarding negligent acts and more.
  • Property coverage: Covers the building and the contents within it from fires, storm or wind damage, vandalism, and theft.
  • Liquor liability: Coverage for businesses that provide the sale, service, or furnish of alcohol.
  • Special events liability: Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events.
  • Active shooter liability coverage: Liability protection in the event of an active shooting taking place at company property.
  • Communicable disease coverage: This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
  • Alleged assault and battery liability: Coverage for claims against you regarding assault and/or battery.
  • Alleged sexual abuse and molestation liability: Coverage for claims against you regarding sexual abuse and/or molestation.
  • Tru Umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
  • And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

Insurance for Engine-Powered Pedicabs

XINSURANCE can also provide insurance solutions to pedicabs that are powered by an engine and have a license plate. Know that commercial auto coverage is available for your insurance policy. Commercial auto coverage is available in most states and provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.

Pedicab Insurance Quotes and Pedal Bus Insurance Quotes

Get a pedicab or pedal bus insurance quote today by filling out the form at the top of the page to get started! We would also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – it’s also free and no obligation. Get started today!



XINSURANCE is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, providing specialty liability insurance solutions. The company offers insurance solutions when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE provides businesses and individuals with access to customized liability insurance policies that cover gaps in your traditional coverage. They provide you with true peace of mind. With over 40 years of experience in the industry, they will be your trusted partner. XINSURANCE will fight for you when no one else will.

Why Should You Choose XINSURANCE for Pedicab Insurance or Pedal Bus Insurance?

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.

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