Insurance for Volunteer & Retired Physicians

Specialty insurance solutions tailored to your unique needs.
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Protect yourself while helping others with customized liability insurance solutions from XINSURANCE.

We offer customized insurance solutions, including malpractice insurance, for volunteer and retired physicians who want to continue doing what they love. Let us take care of the liability so you can focus on what matters most.

The Importance of Insurance for Volunteer & Retired Physicians

As a volunteer or retired physician, having liability insurance, including malpractice insurance, is crucial. Insurance for volunteer and retired physicians provides you with the necessary protection and peace of mind you need while utilizing your medical expertise. It safeguards your financial stability and shields you from potential legal claims that may arise due to unforeseen circumstances during your volunteer or retired medical work. With our insurance coverage solutions, you can focus on giving back to your community and making a meaningful difference, knowing that you have the support and protection of XINSURANCE behind you.

Choose XINSURANCE for reliable and tailored coverage that caters to your unique needs. With us, you’ll have a trustworthy partner who stands by your side, fighting for what is right and providing the support and coverage solutions you deserve. Don’t settle for cheap alternatives that may fail to deliver when you need it most. Opt for XINSURANCE and experience true peace of mind.

Who We Can Help in the Healthcare Industry

  • Volunteer Physicians
  • Retired Physicians
  • Medical Organizations
  • Non-profit Organizations
  • Healthcare Facilities
  • Medical Clinics
  • Medical Volunteers
  • Volunteer Programs
  • And More!
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Volunteer & Retired Physician Insurance Coverage Options

Professional Liability

Also known as medical malpractice insurance, professional liability can provide coverage for claims regarding negligent acts, errors, misdiagnosis, treatment mistakes, etc. Learn more.

General Liability

Provides coverage for injuries and property damage sustained by third parties.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQ About Insurance for Volunteer & Retired Physicians

Do you provide malpractice insurance for retired physicians?

Yes, XINSURANCE provides malpractice insurance solutions for retired physicians and volunteer physicians. We offer customizable coverage solutions to meet the needs of volunteer and retired physicians looking for liability insurance tailored to their level of practice and specific needs. Our coverage solutions include protection for claims stemming from previous practice activities, for continued volunteer work, for work in temporary positions, and more.

Do I need malpractice insurance after I retire?

The need for malpractice insurance after retirement depends on individual circumstances. While some retired practitioners may choose to maintain coverage for ongoing protection from claims that may arise, others may find that the cost outweighs the potential benefits, particularly if they are no longer actively practicing. Factors to consider include personal financial stability, the availability of tail coverage to extend protection for a specific period after retirement, and state-specific requirements or regulations. XINSURANCE can help you make an informed decision about the necessity of malpractice insurance after retirement and the coverage solutions you may need.

Are physicians immune from malpractice claims when providing volunteer services?

While state and federal laws may provide some level of protection for physicians providing volunteer services, it is important to note that physicians are not immune from malpractice claims solely based on their volunteer status. The extent of protection can vary, and it is crucial for physicians involved in volunteer work to have appropriate liability insurance coverage to fill any potential gaps and cover exclusions.

To ensure comprehensive coverage, physicians engaged in volunteer work should consider specialized liability insurance solutions, such as those offered by XINSURANCE. Our solutions are designed to fill the gaps and cover exclusions that may exist in traditional malpractice insurance coverage.

Why should I have insurance as a retired or volunteer physician?

Almost half of physicians 55 or older reported that they had been sued at some point in their careers, according to data from an AMA Physician Practice Benchmark Survey.

You need volunteer and retired physician insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.

How does ``insurance for volunteer and retired physicians`` differ from traditional malpractice insurance?

Insurance for volunteer and retired physicians is often tailored to meet the needs of retired or volunteer physicians with unique exposures or coverage needs. The insurance solutions that XINSURANCE provides will offer more coverage than a traditional medical malpractice insurance policy.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service