Insurance for Volunteer & Retired Physicians

Yes, XINSURANCE provides malpractice insurance solutions for retired physicians and volunteer physicians. We offer customizable coverage solutions to meet the needs of volunteer and retired physicians looking for liability insurance tailored to their level of practice and specific needs. Our coverage solutions include protection for claims stemming from previous practice activities, for continued volunteer work, for work in temporary positions, and more.

The need for malpractice insurance after retirement depends on individual circumstances. While some retired practitioners may choose to maintain coverage for ongoing protection from claims that may arise, others may find that the cost outweighs the potential benefits, particularly if they are no longer actively practicing. Factors to consider include personal financial stability, the availability of tail coverage to extend protection for a specific period after retirement, and state-specific requirements or regulations. XINSURANCE can help you make an informed decision about the necessity of malpractice insurance after retirement and the coverage solutions you may need.

While state and federal laws may provide some level of protection for physicians providing volunteer services, it is important to note that physicians are not immune from malpractice claims solely based on their volunteer status. The extent of protection can vary, and it is crucial for physicians involved in volunteer work to have appropriate liability insurance coverage to fill any potential gaps and cover exclusions.

To ensure comprehensive coverage, physicians engaged in volunteer work should consider specialized liability insurance solutions, such as those offered by XINSURANCE. Our solutions are designed to fill the gaps and cover exclusions that may exist in traditional malpractice insurance coverage.

Almost half of physicians 55 or older reported that they had been sued at some point in their careers, according to data from an AMA Physician Practice Benchmark Survey.

You need volunteer and retired physician insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having liability insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.

Insurance for volunteer and retired physicians is often tailored to meet the needs of retired or volunteer physicians with unique exposures or coverage needs. The insurance solutions that XINSURANCE provides will offer more coverage than a traditional medical malpractice insurance policy.

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.