Specialty InsuranceYou Can Trust

Frustrated with insurance policies that don’t offer the coverage you need?

NO RISK IS TOO BIG OR TOO SMALL

rick j lindsey and the xinsurance helicopter
rick j lindsey and the xinsurance helicopter
rick j lindsey and the xinsurance helicopter

Are You Looking For a Reliable & Trustworthy Insurance Partner?

Receiving the coverage you need shouldn’t be a battle.

Your Coverage Needs
Are Unique

When it comes to unique risk classes, past claims history, or high value assets — traditional providers don’t cut it. XINSURANCE takes a hands-on approach to find the best custom solution to better protect you.

You’re Ready to Invest in
True Protection

Traditional policies make lofty promises, but are riddled with exclusions and offer insufficient protection. XINSURANCE is your partner when you’re ready to invest in a quality policy that’s meant to be used.

You Deserve a
Trustworthy Partner

It’s hard to trust providers that dodge claims and punish you for using your insurance. XINSURANCE embraces the inevitability of claims and fights for you when things go wrong.

Mountain Adventures Thumbnail

It’s not a question of if an accident will happen, but a question of when…”

Mountain Adventures

Utah Mountain Adventures

Westbrook Towing

All-Star Events

Miami Beach Water Sports

Partnership Over Policy

Your Insurance Partner

We back up our partnership approach at every stage — from customizing insurance solutions to helping you mitigating high risk circumstances and fighting on your behalf.

All-in-One Approach

Flexible underwriting means more of what you need all one place! We can consolidate your existing policies and any additional coverages into one comprehensive plan.

40+ Years Experience

With over 90k policies issued, a thousand unique risk classes, and a combined 40 years of experience on our underwriting team, XINSURANCE has made specialty insurance our expertise.

True Coverage

We don’t believe in half hearted insurance. If you’re serious about investing in proper protection, then XINSURANCE is your partner to find the quality coverage you need.

6 Risk Mitigation Tips for Jet Ski Rental Businesses

Operating a jet ski rental business can be an exciting and profitable venture. However, as with any business, there are inherent risks involved.

Navigating the Flood Insurance Market: How to Find the Best Coverage for You

Whether or not you live in an area prone to flooding, flood insurance can be extremely useful – it protects against losses caused by rising waters, overflowing rivers, etc.

Man taking orders over the phone

75% of Businesses in the US Are Underinsured by 40% or More

Underinsurance comes from having wrong coverage or insufficient coverage for your small business. Underinsured businesses are a growing problem in the United States*

Perfecting
TRU Protection

If something is worth protecting, it’s worth protecting properly. Unfortunately, most traditional policies won’t protect you when and where you need them most.

XINSURANCE takes a different approach to providing TRU protection.

  • Covering gaps & exclusions
  • Custom solutions for high risks and insureds with claims history
  • Fighting on your behalf when things go wrong
  • Limits up to $20 million with no exclusions
True Umbrella Protection

Your New Insurance Coverage Starts Here:

  • Search our product classes, or use our general form to submit a quote request
  • Tell our team more about your insurance needs & goals
  • We begin working towards a custom insurance solution to suit your needs

View our Risk Classes:

TRU Umbrella

Commercial Auto &
Trucks

Personal
Liability

Property
Owners

Water
Sports

professional liability

Professional
Liability

TRU Umbrella

Commercial Auto &
Trucks

Personal
Liability

Property
Owners

Water
Sports

Product
Liability

High net-worth assets demand TRU coverage

From virtual captive risk sharing to TRU comprehensive umbrella insurance, XINSURANCE can help you protect what matters most.
No matter the coverage limit.

High net-worth assets demand TRU coverage

From virtual captive risk sharing to TRU comprehensive umbrella insurance, XINSURANCE can help you protect what matters most. No matter the coverage limit.

News & Events

The Benefits of All-In-One Homeowners Coverage in Florida

IAAPA Expo

Mon Nov 13th – Fri 17th

Boats and Boots 2023

Sat Nov 11th