With over 40 years of experience, we understand the unique risks associated with underground storage tanks. We can provide the coverage solutions you need.
XINSURANCE’s Underground Storage Tank insurance solution ties closely with our Pollution Liability solution that offers broad, flexible, and comprehensive pollution liability insurance for owners and operators of various risks on a claims-made policy form. Pollution liability is designed to respond to environmental liabilities resulting from pollution incidents at, under, or emanating from your property.
Under federal requirements, owners and operators must demonstrate financial responsibility for taking corrective action and for compensating third parties for bodily injury and property damage caused by accidental releases arising from the operation of aboveground or underground storage tanks. Nowadays, insurance carriers are non-renewing due to the age of the tanks.
Get customized underground storage tank insurance today!
Provides coverage for injuries and property damage sustained by third parties.
This coverage is designed to address pollution incidents that happen unexpectedly and inadvertently, offering protection against the costs associated with bodily injury, property damage, and cleanup efforts resulting from a pollution event.
This coverage offers protection against liabilities and cleanup costs arising from gradual pollution events. These might include slow leaks, continuous or intermittent discharges, or releases of pollutants that happen over time rather than as a result of a single, identifiable event.
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Protects against claims for slips, trips, and falls on the property due to negligence.
Protects your business from claims that a product you made, sold, or distributed, caused third-party bodily injury or property damage. Learn more.
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Coverage for claims regarding negligent acts and more. Learn more.
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Click the button below to get started on your quote
We’ll schedule a call with you to consult on your needs, and collect more details
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
Most insurance companies do not cover aboveground storage tanks (AST) under the same underground storage tank (UST) insurance policy. However, XINSURANCE can provide liability insurance solutions that can cover both USTs and ASTs.
The cost of underground storage tank (UST) insurance varies widely based on several factors, including the size and age of the tanks, the type and quantity of substance stored, the location, the tank construction and materials, desired coverage limits and deductibles, past claims history, and more.
To get a more accurate cost of UST insurance, please contact us to talk about your insurance needs so we can provide a personalized quote.
Underground Storage Tank (UST) Insurance typically covers the cost of cleaning up pollution caused by leaking tanks, the repair or replacement of the damaged tank, liability for injury to third parties or damage to their property, and defense costs associated with claims.
Underground storage tank insurance is required by federal and state laws for certain tank owners and, even when not required, it offers crucial protection against substantial financial liabilities that can result from leaks or spills.
Sudden and Accidental coverage responds to pollution incidents that occur abruptly within a short, defined period, while Non-Sudden Accidental covers pollution events that occur gradually over a longer time.
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
Please click the button below to check out our flyer, which includes a list of limits and coverages for underground storage tank insurance and pollution liability insurance.
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.