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insurance for amusement rides

Insurance for Amusement Rides

Amusement parks and rides are enormously popular with people of all ages, which makes them potentially lucrative businesses to run. Around 375 million people visit over 400 amusement parks every year. During the weekends or holidays, you can almost guarantee a queue to get on your ride or even enter the park.

The safety of your guests and staff is paramount. Even when vigilant, accidents occur, so it is important to have insurance for amusement rides in place.

Amusement Park Accidents are Common

In 2016, a staggering 30,900 individuals were seen in the emergency room with injuries sustained at an amusement park or while on a ride. In 2017, that figure rose to 43,406 people, with the majority of injuries occurring in children aged 14 and under.

Worse still, certain states do not regulate amusement parks. And those that do, do not have a body that oversees regulation, which leads to inconsistent and insufficient inspections.

Most accidents in amusement parks or on rides are caused by:

  • Negligence by the guest knowingly or unknowingly violating safety regulations
  • Negligence by the park or ride operator and failure to carry out safety inspections
  • Pre-existing medical conditions, whether diagnosed or not

Protecting Yourself With Insurance for Amusement Rides

With so many accidents occurring in the leisure industry, sooner or later, one could happen on your ride or in your park. As the owner, you’ll likely be considered liable. Lawsuits can financially ruin a business or damage your reputation to the point where no one wants to visit your amusement park again.

Having insurance for amusement rides will protect you if someone is injured while using your amusement facilities. If you are taken to court and proven liable, the coverage will pay for the claim, ensuring you’re able to keep your business afloat.

What Coverage is Included?

XINSURANCE is a specialty liability insurance provider with over three decades of experience in providing liability coverage for high-risk activities and businesses. We pride ourselves on being able to offer coverage, even if you already have a claims history or have been denied coverage in the past.

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, and we are in a unique position as we can offer customized coverage via our “all-in-one” approach. We look at your operations and experience level to determine what kind of coverage will suit you best.

Our insurance for amusement rides includes:

  • Amusement parks and amusement rides
  • Theme parks and theme park rides
  • Family fun centers
  • Adventure parks
  • Trampoline parks and indoor trampolines
  • Inflatables, including bounce houses, inflatable water slides, inflatable rentals, inflatable mechanical bulls, and more
  • Special events

Insurance for amusement rides provides coverage for:

  • 3rd-party bodily injury, including ride-related injuries, slips, and falls
  • 3rd-party property damage
  • Advertising injury
  • Medical payments
  • Personal injury

XINSURANCE now provides communicable disease coverage as an optional add-on to your insurance policy. Other companies are tightening guidelines while we’re opening our eyes, providing solutions, and willing to offer communicable disease coverage to ensure our insureds don’t have any blind spots/gaps in coverage. Insurance for Amusement Rides should include this specialty coverage so the insured can operate his or her business with true peace of mind.

Our coverage is available in all 50 states.

Talk With XINSURANCE

If you need insurance for amusement rides, don’t hesitate to get in touch with XINSURANCE today. You can call us at 877-585-2853 to discuss your requirements, or you can email us at info@xinsurance.com.

Our website has everything you need to find out about our vast product line, including amusement ride coverage. Additionally, you can visit our website to click for a quote with absolutely no obligations.

XINSURANCE is based at four locations, so if you’re based in the area, we welcome you to come and see us for a conversation about your needs. Just call us to arrange an appointment:

  • 8722 S. Harrison Street, Sandy, UT 84070
  • 1 S. Dearborn Street #800 Chicago, IL 60603
  • 700 11th St. South, STE 201, Naples, FL 34102
  • 690 Stockton Drive, Suite 100 Exton, PA 19341

We also like to keep active on social media, where you can follow us to stay updated on news and events. Find and follow us on your favorite platform:

Our events calendar is also available for you to see if we’re going to be attending any shows near you soon. If so, why not pop in and say hi.

However you choose to get in touch, we look forward to hearing from you and learning more about how we can help.