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Why You Need Insurance for a Gymnastics Gym
As an indoor gymnastics business or instructor, you will already be well aware of the risks associated with indoor gymnastics and the potential for facing liability claims against you. Having insurance for indoor gymnastics is a way to protect yourself against litigation, but many businesses find it difficult – if not impossible – to find the right coverage for their needs.
If your priority is running a successful indoor gymnastics school, the last thing you want is to confront a time-consuming, costly liability claim.
The Risks of Indoor Gymnastics
Gymnastics is a physically demanding sport with participants regularly performing death-defying maneuvers. It requires concentration, precision coordination, flexibility, and grace. The danger is that injury is common. While not usually life-threatening, they can mean that the injured party is incapacitated for long periods.
Every year, medical facility staff treat over 86,000 gymnastics-related injuries, a colossal figure that you cannot ignore. Unfortunately, as the business or instructor in charge of an individual when the injury took place, you are likely to receive the blame, whether it was your fault or not.
Common injuries sustained from gymnastics are:
- Back injuries
- Overtraining syndrome
- Sprains and strains – particularly the ankles and wrists
- Head, neck and shoulder injuries
Wrist injuries affect between 70 – 80% of gymnasts due to the considerable amount of time they spend putting stress on the wrist joints.
Minimizing the Risk of Injury
You can take certain measures to protect yourself, of course. While you can’t eliminate the risk, you can minimize it.
Preventative steps you can take are:
- Ensuring your instructors are fully vetted and qualified.
- Seeing that each gymnast performs maneuvers appropriate to his or her current skill-set.
- Making sure that gymnasts take regular and adequate breaks.
- Prohibiting any gymnast that appears unwell or under the influence of drugs or alcohol from taking part in exercises.
- Maintaining and using proper safety equipment.
- Having insurance for indoor gymnastics in place.
Comprehensive and Customized Insurance for Indoor Gymnastics
Many insurers won’t touch a high-risk activity such as indoor gymnastics. In the rare case that they do provide coverage, it is often inadequate, rendering it next to useless. At XINSURANCE, we believe everyone deserves the peace of mind that comes from having the right coverage. We’re proud to offer liability insurance solutions for many high-risk activities, including indoor gymnastics.
XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage and we have over 40 years of experience to back up our expertise. We take an all-in-one approach to our clients. By assessing your level of experience, business operations, and requirements for coverage, we find a customized insurance policy that leaves no stone unturned.
Our solutions to insurance for indoor gymnastics is one of the most comprehensive liability insurance available. As an indoor gymnastics business or instructor, you can enjoy the following protections and more:
- Commercial/general liability
- Individual/personal liability
- Professional liability
- Spectator liability
- Alleged sexual abuse and molestation liability
- Alleged assault and battery liability
Our insurance for indoor gymnastics is even available to those that have faced claims in the past or have been refused coverage by other insurers. With XINSURANCE, you can be confident that your exposure to liability claims is one less thing to worry about.
Finding Out More About XINSURANCE
We understand that you probably need more information about XINSURANCE before deciding to purchase insurance for indoor gymnastics. We’re confident our website has everything you need to understand our all-in-one approach. It provides comprehensive information about XINSURANCE and our business practices.
You can find more information about insurance for indoor gymnastics here. We also invite you to browse our extensive product line, which will give you some idea of the array of professions and occupations we can insure.
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Get Started with XINSURANCE
We’ve made it simple to kick off the quote process with XINSURANCE. We’re always at the end of the phone so give us a call to discuss your requirements. Your questions are important to us. We want you to feel free to ask as many as you need so that you can make informed decisions and get the right coverage.
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Indoor gymnastics is a rewarding but challenging sport. Our solutions to insurance for indoor gymnastics gives you the confidence and security to train your gymnasts to be the very best without fear of facing a costly and damaging lawsuit.
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Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.