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21 Oct Insurance for Indoor Gymnastics
As an indoor gymnastics business or instructor, you will already be well aware of the risks associated with indoor gymnastics and the potential for facing liability claims against you. Having insurance for indoor gymnastics is a way to protect yourself against litigation, but many businesses find it difficult – if not impossible – to find the right coverage for their needs.
If your priority is running a successful indoor gymnastics school, the last thing you want is to confront a time-consuming, costly liability claim.
The Risks of Indoor Gymnastics
Gymnastics is a physically demanding sport with participants regularly performing death-defying maneuvers. It requires concentration, precision coordination, flexibility, and grace. The danger is that injury is common. While not usually life-threatening, they can mean that the injured party is incapacitated for long periods.
Every year, medical facility staff treat over 86,000 gymnastics-related injuries, a colossal figure that you cannot ignore. Unfortunately, as the business or instructor in charge of an individual when the injury took place, you are likely to receive the blame, whether it was your fault or not.
Common injuries sustained from gymnastics are:
- Back injuries
- Overtraining syndrome
- Sprains and strains – particularly the ankles and wrists
- Head, neck and shoulder injuries
Wrist injuries affect between 70 – 80% of gymnasts due to the considerable amount of time they spend putting stress on the wrist joints.
Minimizing the Risk of Injury
You can take certain measures to protect yourself, of course. While you can’t eliminate the risk, you can minimize it.
Preventative steps you can take are:
- Ensuring your instructors are fully vetted and qualified.
- Seeing that each gymnast performs maneuvers appropriate to his or her current skill-set.
- Making sure that gymnasts take regular and adequate breaks.
- Prohibiting any gymnast that appears unwell or under the influence of drugs or alcohol from taking part in exercises.
- Maintaining and using proper safety equipment.
- Having insurance for indoor gymnastics in place.
Comprehensive and Customized Insurance for Indoor Gymnastics
Many insurers won’t touch a high-risk activity such as indoor gymnastics. In the rare case that they do provide coverage, it is often inadequate, rendering it next to useless. At XINSURANCE, we believe everyone deserves the peace of mind that comes from having the right coverage. We’re proud to offer liability insurance for many high-risk activities, including indoor gymnastics.
XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage and we have over 30 years of experience to back up our expertise. We take an all-in-one approach to our clients. By assessing your level of experience, business operations, and requirements for coverage, we develop a customized insurance policy that leaves no stone unturned.
Our insurance for indoor gymnastics is one of the most comprehensive liability insurance available. As an indoor gymnastics business or instructor, you can enjoy the following protections and more:
- Commercial/general liability
- Individual/personal liability
- Professional liability
- Spectator liability
- Alleged sexual abuse and molestation liability
- Alleged assault and battery liability
Our insurance for indoor gymnastics is even available to those that have faced claims in the past or have been refused coverage by other insurers. With XINSURANCE, you can be confident that your exposure to liability claims is one less thing to worry about.
Finding Out More About XINSURANCE
We understand that you probably need more information about XINSURANCE before deciding to purchase our insurance for indoor gymnastics. We’re confident our website has everything you need to understand our all-in-one approach. It provides comprehensive information about XINSURANCE and our business practices.
You can find more information about insurance for indoor gymnastics here. We also invite you to browse our extensive product line, which will give you some idea of the array of professions and occupations we can insure.
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Get Started with XINSURANCE
We’ve made it simple to kick off the quote process with XINSURANCE. We’re always at the end of the phone so give us a call to discuss your requirements. Your questions are important to us. We want you to feel free to ask as many as you need so that you can make informed decisions and get the right coverage.
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We have offices at four locations, so if you happen to be in these areas, come along for a face-to-face meeting:
- 8722 S. Harrison Street, Sandy, Utah 84070
- 303 W Madison St #2075, Chicago, IL 60606
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- 600 Eagleview Blvd, Suite 300, Exton, PA 19341
Indoor gymnastics is a rewarding but challenging sport. Our insurance for indoor gymnastics gives you the confidence and security to train your gymnasts to be the very best without fear of facing a costly and damaging lawsuit.