Gymnastics Liability Insurance

Specialty insurance solutions tailored to your unique needs.
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The gymnastics world comes with unique risks. Safeguard your passion and invest in comprehensive liability insurance for you or your business.

We understand the dedication and commitment that goes into the world of gymnastics. Whether you’re a coach, gymnast, or a business owner running a gymnastics facility, the safety of athletes, coaches, and patrons is paramount. We’re here to support the gymnastics industry while helping you navigate the potential risks that come with it.

The Importance of Gymnastics Liability Insurance

Gymnastics liability insurance is of paramount importance for several reasons, and it is a prudent choice for anyone involved in the gymnastics industry. Gymnastics liability insurance is essential for financial protection and legal coverage as it safeguards gym owners, coaches, athletes, and others in the industry from potential lawsuits and expenses resulting from accidents or incidents during gymnastics activities. Overall, it acts as a vital safety net, allowing individuals, businesses, and organizations to focus on their passion for gymnastics while ensuring their financial security and legal well-being.

XINSURANCE provides true peace of mind to the gymnastics industry by providing customized insurance solutions that are tailored to the unique needs of each business or individual. Count on us as your dedicated insurance partner, standing strong alongside you through the twists and turns of your gymnastics journey.

Who Needs Gymnastics Liability Insurance?

  • Gymnastics Facilities
  • Clubs & Schools
  • Coaches & Instructors
  • Gymnasts
  • Competitions
  • Event Organizers
  • Volunteers
  • And More!
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Commercial General Liability

Provides coverage for injuries and property damage sustained by third parties.

Property Coverage

Covers the building (gym, facilities, etc.) and its contents, such as mats, bars, and other equipment necessary to business operations, from weather-related risks, vandalism, theft, and more. Learn more.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.

Special Events Liability

Offers liability protection during parties and other one-time events that take place at the gym or facility. Learn more.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes, such as a coach bus taking a gymnastics team to a competition. Learn more.

*Available in most states

Equipment Coverage

Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.

Active Shooter Liability

Liability protection in the event of an active shooting taking place on company property. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you or an employee regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you or an employee regarding sexual abuse and/or molestation.

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

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How To Get A Quote

Request Your Quote

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Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

Learn More About Gymnastics Liability Insurance

What Coverage Is Needed On A Gymnastics Liability Insurance Policy?

The type of insurance coverage needed for the gymnastics industry will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick the coverage you want to have on your insurance policy.

Why Should I Have Gymnastics Liability Insurance?

You need gymnastics liability insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having gymnastics insurance can protect you from significant financial loss and sometimes can be the difference between staying in business, keeping your job, etc. In some places, gymnastics liability insurance may be required, depending on local and state laws.

Sexual Abuse and Molestation in the Gymnastics Industry

Sexual abuse is rampant in youth sports and also goes significantly underreported. It impacts an estimated 2-8% of all minor athletes and even more college athletes. More than 1 in 4 current or former student-athletes reported being sexually assaulted or harassed by someone in a position of power on campus, such as their coaches and trainers, and nearly half feared that their perpetrator would retaliate against them. In a database of misconduct allegation entries where the vast majority of such misconducts contained within involved either criminal disposition involving a minor or sexual misconduct, gymnastics was #2 of all listed sports. Source.

Gymnastics Insurance Scenarios

Here are several examples of when gymnastics insurance could provide coverage up to policy limits:

  • A visitor to your gym trips over a piece of equipment and suffers an injury
  • You advise a student on how to perform a routine differently, and it causes an injury
  • A student accuses you or an employee of committing sexual abuse during a practice session
  • A spectator suffers an injury when a cheerleader collides with him while running off the floor after a routine

Can I Be Insured if I've Been Dropped or Rejected by an Insurance Company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

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Gymnastics Insurance Solutions

We provide specialty insurance solutions for the gymnastics industry, including customized coverage for gymnastics gyms, facilities, coaches, gymnasts, classes, and more.

If you’ve been declined, canceled, or non-renewed by an insurance company, or have a claims history, we can still help you. XINSURANCE specializes in unique and challenging risks – we take on what others can’t or won’t. So if you’re in need of insurance, get started and request a quote today!

What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service