Insurance for Car Dealerships
Request your quote for Car Dealership insurance.
Insurance for Car Dealerships
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Without proper coverage, car dealership owners risk liability for auto theft of a customer’s car on their auto dealership lot, accidents while test driving, weather or physical damage, or a simple slip and fall. Does your insurance carrier provide the proper custom coverage you need to cover all bases such as Garage Keepers Direct Primary (GKDP), Garage Keepers Legal Liability (GKLL), Drive Other Car (DOC), Over the Road Physical Damage (OTRPD), Hired & Non-Owned Auto Coverage, Drive Away Coverage, and Commercial Auto coverage? Most likely not. With our Insurance for Car Dealerships, XINSURANCE provides car dealers with custom insurance solutions so that they can continue running their business without worrying about any type of litigation being brought against them.
QUESTIONS TO CONSIDER
QUESTIONS TO CONSIDER
Q. What coverages can XINSURANCE provide?
A. Garage Keepers Direct Primary (GKDP), Garage Keepers Legal Liability (GKLL), Drive Other Car (DOC), Over The Road Physical Damage (OTRPD), Hired & Non-Owned Auto, Drive Away, and Business Auto (not available in all states).
Q. Who is liable if a car accident occurs during a test drive?
A. Typically, the dealer will be the one to cover all of the vehicles on the lot, even if you’re off the lot. Dealerships should check their insurance policy to make sure this is covered.
Q. What are some relatively new risks that insurers need to address for the auto dealership industry?
A. Risks facing dealers change as time as goes on. Criminals are savvier and legislation is rising. New risks include email violations, electronic fraud and vandalism, identity theft, and finance and insurance compliance issues.
KNOW THE FACTS
In 2017, approximately 2 million people were employed by enterprises in the motor vehicle and parts dealer industry.
In June 2017, there were 16,802 new-car (franchise) dealerships with a total of 1,135,700 employees, averaging 69 employees per dealership.
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