Request your quote for customized insurance.




Did you know that roughly 80% of patients report benefiting from improved quality of life and health after completing drug and alcohol rehab? These treatment centers have helped many individuals and families facing mental and/or substance use disorders, improving the lives of many. However, drug and alcohol treatment centers face many liability risks that can jeopardize their services. That is why XINSURANCE provides insurance solutions for drug and alcohol treatment centers so they can provide quality service with true peace of mind.

With XINSURANCE, you can have an all-in-one policy that provides customized coverages built into one policy! We can fill the gaps and cover the exclusions in your existing insurance policy that other insurance companies can’t or won’t provide. Whatever you need, we can help to find the best insurance solution for your drug and alcohol treatment center!

insurance for drug and alcohol treatment centers
insurance for drug and alcohol treatment centers


Who Should Have 'Insurance for Drug and Alcohol Treatment Centers'?

XINSURANCE provides customized liability insurance solutions for businesses and individuals in the United States. We can help the following:

  • Drug and Alcohol Treatment Centers
  • Detox Centers
  • Rehab Centers
  • Staff (those who work with the patients or help treat them such as physicians or counselors)
  • And more!

What Coverages Are Available with Insurance for Rehab Centers?

We have an all-in-one approach with insurance for rehab centers that can provide all coverages under one policy. If you have gaps and exclusions in your current policy, we can cover those as well. Examples include:

  • Commercial auto (available in most states): Provides auto liability coverage for your company-owned vehicle or personally-owned vehicle that is primarily used for business purposes.
  • Commercial general liability: Provides coverage for injuries and property damage sustained by third parties.
  • Directors and officers (D&O): Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization.
  • Active shooter liability coverage: Liability protection in the event of an active shooting taking place at company property.
  • Communicable disease coverage: This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19.
  • Alleged assault and battery liability: Coverage for claims against you regarding assault and/or battery.
  • Alleged sexual abuse and molestation liability: Coverage for claims against you regarding sexual abuse and/or molestation.
  • Equipment coverage: Coverage for equipment, including rentals, used on the job in case of malfunctions or theft.
  • Personal liability: Personal liability protection in the event of an accident and a claim is made against you.
  • Premises liability: Protects against claims for slips, trips, and falls on the property due to negligence.
  • Professional liability: Coverage for claims regarding negligent acts and more.
  • Property coverage: Covers the building and the contents within it from fires, storm or wind damage, vandalism, and theft.
  • Riot and civil commotion liability coverage: Liability protection against claims made from a riot or civil commotion.
  • Special events liability: Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events.
  • Tru Umbrella / Excess liability: Additional coverage to fill the gaps and exclusions in your existing policy.
  • And more: We provide customized coverage solutions so let us know everything you want to have covered and we can find a policy that suits your needs!

Please note that we do not provide workers’ compensation.

The Unique Risks of Drug or Alcohol Rehab Facilities

Drug or alcohol rehab facilities can have the same third-party bodily injury and property damage risks that other businesses and facilities face. However, there are some risks that are truly unique to rehab facilities. These risks and scenarios include:

  • Working with people who struggle with their addiction
  • Patients going through withdrawal symptoms
  • Physically, emotionally, or mentally compromised people who lash out at others with little to no warning
  • Suicidal patients
  • Patients who need a variety of medications for their addiction or other medical conditions
  • Volunteers are involved in an accident or incident
  • Specialists who make home visits or travel
  • A patient or visitor claims that a worker was negligent

It is important to have customized liability insurance for drug and alcohol treatment centers to cover as many risks and scenarios as possible!

Drug and Alcohol Treatment Center Insurance Quote

Get your free drug and alcohol treatment center insurance quote today by filling out the form at the top of the page to get started! We would also be happy to review your current coverage to identify gaps and exclusions that could leave you vulnerable – it’s also free and no obligation. Get started today!



XINSURANCE is a DBA of Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage, providing specialty liability insurance solutions. The company offers insurance solutions when an individual or business has been denied, canceled, or non-renewed by another insurance carrier.

XINSURANCE provides businesses and individuals with access to customized liability insurance policies that cover gaps in your traditional coverage. They provide you with true peace of mind. With over 40 years of experience in the industry, they will be your trusted partner. XINSURANCE will stand by your side when no one else will.

Why Should You Choose XINSURANCE for Insurance for Drug and Alcohol Treatment Centers?

A lot of insurance policies impose very low limits or exclusions. They may not even cover liability insurance at all. For true peace of mind, you need specialty liability insurance.

We assess your situation to find you the best, comprehensive coverage for your requirements. As specialist brokers, we can even offer solutions to those who have been denied insurance before or those who have a claims history.


If you are facing mental and/or substance use disorders, you can call the SAMHSA’s National Helpline. It is a free, confidential, 24/7, 365-day-a-year treatment referral and information service. Learn more about the helpline or call 1-800-662-4357.

Sign Up To Receive Emails

Sign up for our newsletter and stay up to date with the latest news about policy coverage in your industry. Plus get tips on how to protect yourself before bad things happen!

By submitting this form, you are consenting to receive marketing emails from: XINSURANCE. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact
Request a quote!
Contact us