Every motocross track has its unique risks. Make sure your track has the coverage it needs.
Ensure every rider’s ambition is matched with equal protection. Safeguard your track’s legacy with our customized liability insurance solutions.
What is Motocross Track Insurance?
Motocross track insurance is a form of specialty insurance solution crafted to meet the unique needs and challenges associated with operating motocross tracks. As a track owner, embracing this level of specialized protection plays a crucial role in safeguarding the sustainable operation and growth of your facility. This insurance serves as a backbone for financial resilience amidst unforeseen events and highlights your commitment to providing a safe and secure environment for riders and spectators alike.
Many people opt for cheap insurance policies only to pay more out of pocket in the long run when a claim occurs. If you want TRU Insurance solutions that offer all-in-one coverage and true peace of mind, then XINSURANCE is for you. With our expertise and tailored solutions, we stand ready to be your partner, transforming potential risks into opportunities for growth and success, allowing you to focus on what you do best—creating thrilling, unforgettable motocross experiences.
Who We Can Help
Motocross track insurance is essential for anyone owning or operating a motocross track and those organizing events and competitions associated with the sport. We can help the following:
- Motocross Track Owners
- Motocross Clubs
- Training Facilities
- Property Owners
- Motocross Associations
- Dirt Bike Riders
- And More!
What Insurance Coverage Should a Motocross Track Have?
Commercial General Liability
Provides coverage for injuries and property damage sustained by third parties.
Spectator Liability
provides coverage for bodily injuries or damages that spectators may incur while attending events at the track.
Special Events Liability
Covers bodily injury to a guest and property damage to the venue (such as the building or its equipment) for private and public events. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Commercial Auto*
Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.
*Available in most states
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Inland Marine
Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.
Liquor Liability
Coverage for businesses that provide the sale, service, or furnish of alcohol. Learn more.
Personal Liability
Personal liability protection in the event of an accident and a claim is made against you. Learn more.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Riot and Civil Commotion Liability
Liability protection against claims made from a riot or civil commotion.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
FAQs About Motocross Track Insurance
Why is motocross track insurance important?
It is important because it protects track owners and operators from financial losses due to lawsuits and claims resulting from injuries or damages occurring on the premises.
Can I get coverage for a single event?
Yes, single-event insurance is available for motocross events, which can be particularly useful for one-off or occasional events.
Do you provide motocross rider insurance?
Yes, if you’re a rider or racer looking for motocross rider liability insurance, we offer customized liability insurance solutions for that too! You can easily include it with our motocross track insurance under one policy with our unique all-in-one approach.
Click here to go to our motocross rider insurance page!
Is equipment rental covered under motocross track insurance?
Equipment rental can be covered, but specific inclusion of rental equipment needs to be specified and may affect the premium.
Can XINSURANCE insure minors and amateurs?
Yes, we can. Most motocross insurance policies exclude minors but we can provide insurance solutions to them! Read our blog to learn more about common exclusions in motocross insurance policies.
Can XINSURANCE insure off-track activities and events?
Yes, we can provide motocross insurance solutions for off-track activities and events.
Do I need additional insurance if I hold races or competitions at my track?
Holding races or competitions generally requires higher coverage limits due to increased risk. We can provide an all-in-one policy solution that puts all of your coverages under policy.
Can I be insured if I've been dropped or rejected by an insurance company?
Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.
How much does motocross track insurance cost?
The cost varies based on the size and location of the track, the number of events held, safety measures in place, and other factors. It is best to contact us and tell us more about your track and your insurance needs so we can give you a personalized quote.
Motocross Track Owner Insurance
Check out this episode of the “I Hate Insurance!” Podcast where Rick J. Lindsey dives into the complexities of an industry often misunderstood by the public. You’ll hear a roundtable discussion concerning Motocross track owners and their difficulties with the insurance industry. XINSURANCE is here to help!
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
Track Day
We provide track day insurance solutions for people participating in track day events with their vehicles. It’s for sports car and racing enthusiasts, track owners, driving instructors, amateur and professional drivers, and more.
Small Businesses
We can provide customized liability insurance solutions tailored to your business’s unique needs. Even if another insurance company has declined, canceled, or non-renewed your business, we can still help you!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
