Sand and Gravel Hauler Insurance

Specialty insurance solutions tailored to your unique needs.
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Load up on confidence with customized insurance solutions backed by a partnership approach from XINSURANCE.

Don’t let uncertainties weigh you down. With our sand and gravel hauler insurance solutions, you’re not just loading up gravel—you’re loading up on true peace of mind.

What is Sand and Gravel Hauler Insurance?

Liability insurance for sand and gravel companies is designed to offer a safety net against the unforeseen, safeguarding your business’s financial stability when faced with claims of damage or injury related to your operation. In the dynamic environment of hauling essential materials like dirt, sand, and gravel, facing uncertainties is part of the daily grind. These materials are the backbone of construction and landscaping projects everywhere, and the responsibility of safe and timely delivery can expose your business to a variety of risks on the road, at the job site, and everywhere in between.

Having comprehensive insurance through XINSURANCE is not just a consideration; it’s an essential component of managing your business’s risk. With years of specialty insurance expertise under our belt, we understand that no two hauling operations are the same, and the challenges you face require solutions that are as unique as your business. Our approach goes beyond offering generic coverage. We provide the peace of mind that comes from knowing your business is protected against the unpredictability of the industry, allowing you to focus on what you do best – delivering the building blocks that help communities grow.

Types of Business We Can Help

  • Sand and Gravel Haulers
  • Construction Companies
  • Dump Truck Operators
  • Trucking Companies
  • Aggregate Haulers
  • And More!
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Sand and Gravel Hauler Insurance Coverage Options

Commercial General Liability

Provides coverage for injuries and property damage sustained by third parties.

Commercial Auto*

Provides auto liability coverage for your company-owned or personally-owned vehicle primarily used for business purposes. Learn more.

*Available in most states

Physical Damage

Provides protection against damage to the insured vehicle(s). This coverage can include collision coverage, which pays for damages caused by collisions with other vehicles or objects.

Hired & Non-Owned Auto*

Covers expenses for third-party property damage and bodily injury when an accident occurs with a vehicle, used for business purposes, that isn’t owned by the company.

*Available in most states

Motor Truck Cargo

Covers physical damage while transporting goods.

Inland Marine

Can provide physical damage protection for applicable equipment while it is being rented, stored, or transported. It can provide financial assistance in case of accidents, malfunctions, and limited theft coverage.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

Pollution Clean-Up

Covers the costs associated with pollution clean-up caused by your business.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Personal Liability

Personal liability protection in the event of an accident and a claim is made against you. Learn more.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

TRU Umbrella

Additional coverage to fill the gaps and cover the exclusions in your existing policy. Learn more.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

FAQs About Sand and Gravel Hauler Insurance

Can I get coverage for a single trip?

Yes, we can offer short-term or single-trip coverage solutions.

Does sand and gravel hauler insurance cover damage to my dump truck if it’s caused by loading and unloading?

Physical damage insurance can cover damages to your truck, including those caused during loading and unloading, depending on your policy’s specifics.

How much does sand and gravel hauler insurance cost?

The cost varies widely based on factors like the hauler’s driving history, the value and number of trucks insured, the type and amount of cargo carried, the hauler’s geographic location and operating radius, previous claims history, and more. Contact XINSURANCE and tell us more about your insurance needs so we can give you a personalized quote.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

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What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service