Shooting Range Liability Insurance
Help customers hone their skills while managing risks with specialty insurance solutions.
Get StartedComprehensive Insurance Solutions for Shooting Range Businesses: Helping Protect Your Facilities and Customers While Promoting Long-Term Success.
We specialize in offering insurance solutions dedicated to shooting range businesses. Our solutions can help mitigate risks and protect your range, customers, and overall success. From liability coverage solutions to property protection, we’ll find options to help cover you. Secure the right insurance solutions for your shooting range business and focus on what matters most: confidently running your range.
The Importance of Shooting Range Liability Insurance
Due to their unique risks and liabilities, shooting range businesses require specialty insurance coverage. This type of insurance helps provide comprehensive coverage for specific shooting range risks, such as firearm malfunctions and accidental discharge. It can offer financial protection up to policy limits in the event of accidents, incidents, claims, or lawsuits.
Specialty insurance brings peace of mind to operators and customers, knowing that adequate protection is in place. Additionally, specialty insurance partners like XINSURANCE understand the specific needs of shooting ranges and can offer tailored insurance solutions and expert support.
Request your quote for shooting range insurance solutions!
Who We Can Help With Shooting Range Insurance
- Indoor shooting ranges
- Outdoor shooting ranges
- Instructors
- Events and competitions
- Gun ranges
- Archery ranges
- Skeet or trap shooting
- Specialty ranges
- And more
Shooting Range Insurance Coverage Options
Commercial General Liability
Provides coverage for 3rd party bodily injury and 3rd party property damage caused by scheduled activities and operations.
Firearms Liability*
Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.
*Available in most states
Personal Liability
This insurance offers liability protection for you — the rod and gun club owner — arising from your personal activities that cause injuries to or damages the property of others. It can cover personal firearm liability for individuals as well. We can also offer personal and firearm liability to anyone at the facility on a separate coverage. Learn more.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.
Property Coverage
Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.
Active Shooter Liability
Liability protection in the event of an active shooting at the range. Learn more.
Alleged Assault and Battery Liability
Coverage for claims against you regarding assault and/or battery.
Alleged Sexual Abuse and Molestation Liability
Coverage for claims against you regarding sexual abuse and/or molestation.
Communicable Disease Liability
This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.
Directors and Officers (D&O) Liability
Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.
Products Liability
Provides protection in case of legal claims arising from products sold by your shooting range, such as guns, ammunition, targets, and safety equipment. If someone sustains injuries or damages due to a defect or malfunctioning product, product liability coverage can help cover the costs associated with legal fees, medical expenses, and settlements or judgments. Learn more.
Equipment Coverage
Coverage for equipment, including rentals, used at the shooting range in case of malfunctions or theft.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and more. Learn more.
Special Events Liability
For private and public events, it can cover bodily injury to a guest and property damage to the shooting range (such as the building or its equipment). Learn more.
FAQs About Shooting Range Insurance
What Can Shooting Range Liability Insurance Cover?
Shooting range liability insurance solutions can cover indoor and outdoor ranges with handguns, shotguns, rifles, bows and arrows, and other arms. They can also cover rental equipment, training classes, instructors, events, competitions, and more.
How Much Does Shooting Range Insurance Cost?
Your shooting range liability insurance spending may change based on the type of shooting range, varieties of weapons, location, size of the range, claims history, and specific coverage needs. To get an accurate estimate of what your shooting range insurance would cost, you can reach out to XINSURANCE to request a quote.
Does the Law Require Shooting Range Liability Insurance?
Gun range insurance requirements vary depending on local regulations and state laws. It is advisable to consult with local authorities and XINSURANCE to learn specific insurance requirements for operating a shooting range in a particular area.
Can I Be Insured If I've Been Dropped or Rejected by an Insurance Company?
You still have insurance options for gun range or shooting instructor insurance, even in situations with past rejections or denials. XINSURANCE specializes in identifying solutions for even the most complex situations, including facilities that have faced prior issues obtaining insurance from carriers.
How To Get A Quote
Request Your Quote
Click the button below to get started on your quote
Specify Your Needs
We’ll schedule a call with you to consult on your needs, and collect more details
Get Your Custom Quote
We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy
More Shooting Range Liability Insurance Information
What Risks Do Shooting Range Businesses Face?
Shooting range businesses face common risks such as accidental injuries, liability claims, and environmental factors. Accidents can occur in shooting ranges, making safety protocols and training crucial. Liability claims can arise from injuries or property damage on the premises, emphasizing the need for comprehensive insurance coverage. Environmental factors, such as weather-related risks, threaten the shooting range property and its customers if it’s an outdoor range.
What Coverage Do I Need for My Shooting Sports Insurance Policy?
A few insurance solutions that gun ranges use include:
- Premises liability
- Professional liability
- Umbrella insurance
- Property coverage
- Firearms liability
While these are a few solutions, our team at XINSURANCE understands that each shooting range is different. You may need unique solutions compared to your neighbor down the road. We can build custom solutions based on the unique risks you face and the level of coverage you want.
Why Should I Have Shooting Range Liability Insurance?
Shooting ranges have inherent risks due to the use of firearms or other weapons on the premises. In addition to these risks, every business faces threats from disasters and other uncontrollable situations. Shooting range liability insurance solutions may help cover you up to policy limits in the case of accidents, incidents, lawsuits, or claims. These coverage solutions can help support your business operations and may help protect against financial losses.
Shooting Range Insurance Quote
We provide shooting range liability insurance solutions for all kinds of shooting ranges, even if you’ve been declined, canceled, or nonrenewed by an insurance company. Request a quote online to learn more about XINSURANCE and the coverage solutions we can identify for your risks.
Know the Facts
Gun ownership in the United States has remained steady at about 30% since 2007, though the demographics of ownership have changed over time.
Data from the Centers for Disease Control and Prevention indicate that about 132 people die from firearm-related injuries each day in the United States.
Associations
XINSURANCE is a proud member of the NSSF (National Shooting Sports Foundation).
About:
The National Shooting Sports Foundation (NSSF) advocates for the firearm industry and its associated businesses and jobs. This organization encourages safe and responsible gun ownership for recreational shooting and hunting and focuses on keeping guns out of the wrong hands. Our membership in this organization represents our commitment to the firearms industry, including businesses and individuals engaged in recreational firearm usage. We also have extensive industry knowledge, enabling us to better identify the ideal coverage solutions for your operations.
What our clients say
Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.
THIS IS INSURANCE I CAN TRUST TO PROTECT ME!
– Dave H.
They are amazing and always there to help you if you have any questions or concerns.
– Arlene A.
XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.
– Leslie A.
Your Trusted Team for Tackling the Unexpected
Fighting for You Is What We Do Best
At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.
Unique Requirements Are Our Specialty
XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.
Built-For-You Flexibility & Dedicated Support
The XINSURANCE approach to coverage is anything but “one size fits all.” Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.
More of Your Coverage - All in One Place
Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.
What You Can Expect From Our Team
Insurance solutions tailored to your needs
Expansive coverage options
Expert support when facing frivolous charges
Dedicated support & service
TRU Homeowners
There’s a wide range of reasons why your homeowners policy may not be able to offer you sufficient coverage. Fortunately, XINSURANCE can offer TRU Homeowners solutions to cover wind, floods, earthquakes, mudslides, wildfires, and more.
Hunting
We can help hunters, hunting guides, hunting clubs, and more with specialty insurance solutions. Get a quote today!
TRU Umbrella
TRU Umbrella coverage is customized to fit your unique needs by filling the gaps and covering the exclusions in your primary policy for work, home, and play.
