Shooting Range Liability Insurance

Specialty insurance solutions tailored to your unique needs.
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Comprehensive Insurance for Shooting Range Businesses: Protecting your range facilities, your customers, and ensuring long-term success.

We specialize in offering insurance solutions dedicated to shooting range businesses. Our solutions are designed to mitigate risks and protect your range, customers, and overall success. From liability coverage to property protection, we’ve got you covered. Secure the right insurance for your shooting range business and focus on what matters most: running your range with confidence.

The Importance of Shooting Range Liability Insurance

Specialty insurance coverage is crucial for shooting range businesses due to their unique risks and liabilities. This type of insurance provides comprehensive coverage for specific shooting range risks, such as firearm malfunctions and accidental discharge. It can offer financial protection for when accidents, incidents, claims, or lawsuits occur. Having specialty insurance brings peace of mind to both operators and customers, knowing that there is adequate protection in place. Additionally, specialty insurance partners like XINSURANCE understand the specific needs of shooting ranges and can offer tailored insurance solutions and expert support.

Get started today and request your quote for shooting range insurance!

Who We Can Help With Shooting Range Insurance

  • Indoor Shooting Ranges
  • Outdoor Shooting Ranges
  • Instructors
  • Events & Competitions
  • Gun Ranges
  • Archery Ranges
  • Skeet or Trap Shooting
  • Specialty Ranges
  • And More
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Shooting Range Insurance Coverage Options

Commercial General Liability

Provides coverage for 3rd party bodily injury and 3rd party property damage caused by scheduled activities and operations.

Firearms Liability*

Coverage for concealed carry, accidental discharge, and more, for both personal and commercial use. Learn more.

*Available in most states

Personal Liability

This insurance offers liability protection for you — the rod and gun club owner — arising from your personal activities that cause injuries to or damages the property of others. It can cover personal firearm liability for individuals as well. We can also offer personal and firearm liability to anyone at the facility on a separate coverage. Learn more.

TRU Umbrella

Additional coverage to fill the gaps and exclusions in your existing policy. Learn more.

Property Coverage

Covers the building and its contents from weather-related risks, vandalism, theft, and more. Learn more.

Active Shooter Liability

Liability protection in the event of an active shooting at the range. Learn more.

Alleged Assault and Battery Liability

Coverage for claims against you regarding assault and/or battery.

Alleged Sexual Abuse and Molestation Liability

Coverage for claims against you regarding sexual abuse and/or molestation.

Communicable Disease Liability

This is a policy enhancement that provides coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19. Learn more.

Directors and Officers (D&O) Liability

Protects people from personal losses if they are sued as a result of serving as a director or an officer of an organization. Learn more.

Products Liability

Provides protection in case of legal claims arising from products sold by your shooting range, such as guns, ammunition, targets, and safety equipment. If someone sustains injuries or damages due to a defect or malfunctioning product, product liability coverage can help cover the costs associated with legal fees, medical expenses, and settlements or judgments. Learn more.

Equipment Coverage

Coverage for equipment, including rentals, used at the shooting range in case of malfunctions or theft.

Premises Liability

Protects against claims for slips, trips, and falls on the property due to negligence.

Professional Liability

Coverage for claims regarding negligent acts and more. Learn more.

Special Events Liability

For private and public events, it can cover bodily injury to a guest and property damage to the shooting range (such as the building or its equipment). Learn more.

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FAQs About Shooting Range Insurance

What does shooting range liability insurance cover?

Shooting range liability insurance can cover indoor and outdoor ranges that have handguns, shotguns, rifles, bows and arrows, and other arms. In addition, shooting range liability insurance can cover rental equipment, training classes, instructors, events, competitions, and more.

How much does shooting range liability insurance cost?

The cost of shooting range liability insurance can vary depending on multiple factors such as the type of shooting range, which weapons are used, location, size of the range, claims history, and specific coverage needs. To get an accurate estimate of what your shooting range insurance would cost,  you can reach out to XINSURANCE to request a quote.

Is shooting range liability insurance required by law?

Shooting range liability insurance requirements can vary depending on local regulations and state laws. It is advisable to consult with local authorities and XINSURANCE to determine the specific insurance requirements for operating a shooting range in a particular area.

Can I be insured if I've been dropped or rejected by an insurance company?

Yes, XINSURANCE can help you even if you’ve been declined, canceled, or non-renewed by an insurance company. We step in to provide an insurance solution when others can’t or won’t.

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How To Get A Quote

Request Your Quote

Click the button below to get started on your quote

Specify Your Needs

We’ll schedule a call with you to consult on your needs, and collect more details

Get Your Custom Quote

We’ll use all the information provided to craft a highly personalized quote to address all of your specific insurance needs in one comprehensive policy

More Shooting Range Liability Insurance Information

What Risks Do Shooting Range Businesses Faces?

Shooting range businesses face common risks such as accidental injuries, liability claims, and environmental factors. Accidents can occur in shooting ranges, making safety protocols and training crucial. Liability claims can arise from injuries or property damage on the premises, emphasizing the need for comprehensive insurance coverage. Environmental factors such as weather-related risks pose a threat to both the shooting range property as well as its customers if it’s an outdoor range.

What Coverage Do I Need for My Shooting Range Insurance Policy?

The type of insurance coverage needed for a shooting range will depend on your unique circumstances. XINSURANCE does not provide a cookie-cutter policy that applies to everyone. Instead, we talk to you and learn more about you and/or your business. We then come up with an insurance solution that provides customized coverage based on your needs. This all-in-one approach allows you to pick which coverages you want to have on your insurance policy.

Why Should I Have Shooting Range Liability Insurance?

You need shooting range liability insurance to help protect you when things go wrong. In life, you will learn how good your insurance partner is when what can happen does happen. XINSURANCE stands by your side when an accident, incident, claim, or lawsuit occurs. Having shooting range insurance can protect you from significant financial loss and sometimes can be the difference between staying in business or closing your doors. In some places, liability insurance may be required.

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Shooting Range Insurance Quote

We provide shooting range liability insurance solutions for shooting ranges of all kinds, even if you’ve been declined, canceled, or non-renewed by an insurance company.

The XINSURANCE quote process takes a hands-on and highly engaged approach to helping you find the best coverage for your needs. Submit a quote request today and get in contact with a member of our team to learn more.

Know the Facts

The industry was able to grow over the past five years due to enthusiasm caused by increased fears over stricter gun control laws, fears of terrorism, and political rhetoric.

Most users (over 80%) use indoor ranges to improve as a marksman. Fun or entertainment and improving self-defense skills are the next two of the 6 most important factors that inspire people to visit indoor ranges.

On average, there are 526 unintentional deaths and another 43,729 unintentional injuries due to firearms each year.


XINSURANCE is a proud member of the NSSF (National Shooting Sports Foundation).

The National Shooting Sports Foundation (NSSF) is the trade association for the firearms industry.  Since its founding in 1961, the NSSF has sought to represent the broad scope of the hunting and shooting sports industry. Members include manufacturers of sporting firearms and ammunition, a wide array of accessory and equipment manufacturers as well as distributors, retailers, shooting ranges and many other companies and organizations in the hunting and shooting sports community. Today, membership includes thousands of manufacturers, distributors, firearms retailers, shooting ranges, sportsmen’s organizations and publishers nationwide.

What our clients say

Insurance for all activities. Excellent product with total coverage for WHEN you need that extra help.

– Dave H.

They are amazing and always there to help you if you have any questions or concerns.

– Arlene A.

XINSURANCE is very easy to deal with. We didn’t have to wait forever for the information we needed. And the whole process of finding a plan that worked for us was almost too easy.

– Leslie A.

Your Trusted Team For Tackling the Unexpected

Fighting for You is What We do Best

At XINSURANCE, we believe in taking an active role in defending the interests of our customers. When an insured is facing challenges such as frivolous lawsuits or unfounded charges, we take pride in staying by their side.

Unique Requirements are Our Specialty

XINSURANCE specializes in covering the extraordinary cases that other agents lack expertise in. If you need something insured and can’t find a policy for it anywhere else — chances are our team will know exactly how to get you coverage for it.

Built-For-You Flexibility & Dedicated Support

The XINSURANCE approach to coverage is anything but “one size fits all”. Our specialty insurance experts work one-on-one with you to fully understand your circumstances, insurance needs, and high-risk areas up front. This means that by the time your policy is issued, we're fully prepared to support you through the worst-case scenarios — not drop you when an incident, claim, or lawsuit occurs.

More of Your Coverage - All In One Place

Though your policies won’t be “one size fits all,” XINSURANCE does take an all-in-one approach to insurance. This means that instead of buying several policies, we’re able to offer coverage solutions for your various needs all in one plan.

What You Can Expect From Our Team

Insurance solutions tailored to your needs

Expansive coverage options

Expert support when facing frivolous charges

Dedicated support & service