Start your quote for customized liability insurance.




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It doesn’t matter who you are – a business owner, home owner, gun owner, dog owner – you are a target for frivolous lawsuits.

At XINSURANCE, we can provide custom personal and commercial liability insurance to eliminate your exposure and to protect you from unscrupulous lawyers. And – if lawsuits arise – we aggressively fight them.

We’re the best at what we do, and we’ve been doing it for more than 40 years. We offer same day quotes and solutions, so call us today – or have your agent call us – and let’s get that target off your back.


XINSURANCE is a full-service liability insurance provider that covers the most challenging risks. We provide all-in-one protection to anyone looking for coverage, even if you’ve been canceled or non-renewed by your carrier. We can also customize your plan to ensure it meets your specific needs. You’ll have true peace of mind knowing you have a trusted partner by your side whenever an accident or incident occurs.


We provide specialty customized insurance coverage through an all-in-one approach to fit your needs.
Please note we do not provide workers' comp.

- Specialty Customized Coverage
- General Liability
- Professional Liability
- Commercial Liability
- Personal Liability
- Commercial Auto (available in most states)
- Commercial Property

- Inland Marine
- Special Events Liability
- Liquor Liability
- Product Liability
- Alleged Assault & Battery Liability
- Watercraft
- Rental Operations Liability

- Alleged Sexual Abuse & Molestation
- Active Shooter Coverage
- Communicable Disease Coverage
- Excess Coverage Available
- And More

Why Should You Choose XINSURANCE?

At XINSURANCE, we support the policies we sell with top-notch customer service. With our flexible underwriting and all-in-one approach, we can cover “unique” risks that most of our competitors avoid, ensuring you’ll get the customized plan you require. We also provide risk management services to help you minimize the likelihood of a liability-related incident — every service we offer is designed with the goal of giving you true peace of mind.

You’ll also appreciate our prompt, reliable claims service. Our claims representatives are available around the clock to take your calls and get the process started. We have the expertise to handle your claim expeditiously and get the fast results you deserve.

Get A Quote For Specialty Liability Insurance

If you’re interested in getting a quote, please call us at 800-781-6539 or send an email to with your inquiry. If you’d like to jump straight to the application, you can fill out the form at the top that will lead you to our online application. The online app should take you 10-20 minutes and once submitted, we’ll have our in-house underwriting team review it and contact you as soon as possible to give you a quote.

We’re also happy to provide a free policy review! We can look at your current policy and let you know if you have any gaps or exclusions leaving you exposed. We can talk about replacing that policy or just adding to it to make sure you’re covered!

For any questions or concerns, just give us a call at 800-781-6539!

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies won’t or can’t. Our underwriting team brings you over 30 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.

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