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circus insurance

Circus Insurance Is a Must-Have

Has everyone dreamed of joining the circus at some point? Visiting the big top and seeing all those acrobats, clowns and stuntmen performing death-defying and mind-blowing tricks are exciting for adults and children alike. Circus school is fast becoming a popular form of exercise, thanks to touring shows like Cirque du Soliel, Pippin and Cirkus Cirkör, and cabarets and cruise ships that pique our interest. In fact, as of 2016, there were over 200 recreational circus schools in the U.S. For those that realize their dream to join the circus, perhaps to become a performer, put their life and soul into their craft. Years of practice, blood, sweat, and tears transform them into professionals that can perform their stunts under pressure with apparent ease. Yet, many are ill-prepared for the intensity of movement. Enter injuries — and a good chance of lawsuits. A circus school proprietor or instructor would be wise to work with a safety net — specialty liability insurance for circus schools from XINSURANCE

As you might imagine, these professions carry a large amount of risk. Performing high off the ground, using elements such as fire or water, use of animals, or having an act that requires audience participation can all lead to an unfortunate accident. Causing bodily harm to another individual or damaging their property can give rise to lawsuits, especially in today’s litigious society.

After an individual has spent their life dedicated to their craft, the last thing they want is to be faced with a situation where they are being sued. While the performer might be used to circus activities, audience members and other participants are almost certain to be relatively inexperienced. That can lead to mistakes being made. Faulty or damaged equipment used in performances can also be a factor in causing further damage or injury. Occasionally, during outdoor activities and performances, there is a risk of exposure to the elements or sudden harsh conditions.

A lot of these performers have a very hard time finding adequate liability insurance for circuses to cover their vocation. Since their profession is such a high risk, most insurers will shun them, leaving circus performers exposed to potentially costly and life-ruining lawsuits — the most common type being for bodily injury.

Whether you’re a business or an individual, XINSURANCE can provide 3rd party liability coverage for the following:

  • Circus companies
  • Entertainment companies
  • Circus schools
  • Performers
  • Instructors
  • Teachers
  • Aerialists such as trapeze, high wire, and slacklining, etc
  • Entertainers
  • Indoor and outdoor performances or classes

Circus Insurance Coverage For Peace of Mind

Fortunately, a solution does exist. If you are a circus performer or entertainer, XINSURANCE can make sure you have the proper circus insurance in place so you can carry on doing what you do best without worry or stress.

Whereas most insurers won’t cover performers at all, our liability insurance for circuses is specially designed for the circus and performer industry. We take an all-in-one approach and assess your operations and level of experience to create a fully customized plan to suit your needs and requirements entirely.

It doesn’t matter how high the risk is for your chosen profession and nor does it matter where you carry out your performance, we can cover you. Even if you have an incident history, our plans work for everyone.

Why is Circus Insurance a Must Have?

Unique “All-In-One” Coverage

Our unique “All-in-one” offering brings broader coverage to business owners. In fact, XINSURANCE can offer coverage up to $10 million. Higher limits are also available through our reinsurance partners.

As liability claims can often run into the hundreds of thousands and sometimes millions, this kind of cover with generous limits is perfect for circus performers and entertainers as they can be confident they have adequate protection in place should they be hit with a lawsuit.

The advantage of our offering is that you work with our underwriters and decision-makers. That means you have direct access to our industry experts. We feel that this is the best way to fully understand each individual’s requirements and allows us to customize the perfect plan to fit those circumstances completely.

It’s this approach that sets us apart from the competition and makes us the experts in liability insurance. With XINSURANCE, no one needs to ever struggle to find insurance ever again.

Beyond The Circus

XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus lines insurance brokerage. XINSURANCE prides itself on being the experts in liability insurance no matter what the activity or profession.

Often, to supplement their income, circus performers and entertainers will run classes for other activities. If you’re someone who does this then we can help you get liability cover in place for any other activity you carry out.

As well as circus and performing arts liability insurance, we also offer liability insurance solutions for other physical professions such as:

Additionally, we have liability insurance available for a broad range of other professions and activities. All of which can be found on our website. Our passion and aim is to allow you to keep on doing the things you love the most without living in fear of falling victim to a costly lawsuit.

XINSURANCE is here to help you. In the insurance world, our team’s performance is hard to beat. Whatever your work is in the circus, we will treat you as an individual and provide you with a solution so that you get the cover you need.

Don’t leave yourself at risk by exposing yourself to potential financial ruin. Get covered and get the peace of mind needed to carry on living your dream.

Getting In Touch

It’s never been easier to get in touch with us here at XINSURANCE. Hop online and get a quote straight away from our website or alternatively, feel free to give us a call at 877-585-2853 or send us an email at Our highly experienced team will be happy to answer any queries or questions you might have prior to receiving a quote.

We’re also on Facebook and Twitter, Youtube, LinkedIn, and Instagram, so it’s easy to stay in touch and keep abreast of what we’re up to.

At XINSURANCE, we like to meet the people we insure so we’re often found at trade shows or expo events. Have a look at our events page to see where we’ll be or contact us for more information.


Rick LindseyAuthored by Rick J. Lindsey, President, Chairman, and CEO of XINSURANCE

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Rick J. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick J. Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick J. Lindsey discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Rick J. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick J. Lindsey to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. XINSURANCE also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are XINSURANCE can help.
Last updated on August 25th, 2022.