Aquatic professionals are in the business of ensuring others are safe and sound in the water. The Centers for Disease Control and Prevention (CDC) puts it this way: “From aquatic facility designers to lifeguards, aquatic professionals are the first line of defense against illness and injury at public aquatic venues.” There are plenty of risks and challenges that the industry faces. That is why XINSURANCE provides solutions for specialty liability insurance for the aquatic industry, including businesses and individuals.
It is essential that aquatic professionals and businesses work with an insurance partner that has their back. XINSURANCE is committed to protecting lifeguards, volunteers, instructors, businesses, and everyone else in the aquatic industry with customized coverage solutions that provide peace of mind.
Insurance for Aquatic Businesses provides liability protection for businesses and organizations in the aquatic industry. We can help a wide range of businesses from manufacturers and suppliers to training organizations and recreation centers. Your business can have a policy with customized coverage that can help protect you in the event of an accident, incident, or lawsuit. If you have an existing policy, XINSURANCE can review it to identify gaps and exclusions that are leaving you exposed and we can then fill those gaps with a Tru Umbrella policy.
We provide customized insurance solutions for businesses in the aquatic industry. Here is a list of some examples:
We will provide coverage solutions for risks associated with your business, including:
We provide customized insurance solutions for aquatic professionals. Here is a list of some examples:
We will provide coverage solutions for risks associated with your profession, including:
Some injuries are the result of user error or a random accident for which no one could be blamed; in other cases, the injured person may file a lawsuit against your business or employees, accusing you of improper supervision or instruction, problems with equipment, an unsafe or unclean environment, and more.
Liability insurance for aquatic professionals is one way to protect yourselves and ensure you can manage legal bills and more in the event of a lawsuit.
You may choose to add commercial property liability coverage if you own the pool, building, or property, as well as professional, participant, and general liability so you are thoroughly covered for a wide range of potential occurrences. We can work with you to customize your coverage to best suit your unique needs.
Aside from birth defects, unintentional drowning is the leading cause of death for children under the age of four; it is the second leading cause for children under age 14, and the fifth leading cause overall.
But there are other things that can happen in the pool, lake, or hot tub:
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