Specialty liability insurance for aquatic professionals – commercial and individual liability coverage for all things aquatic.
Who We Can Help
Whether you’re involved with aquatic management, aquatic programming, aquatic operation, aquatic maintenance, aquatic facility design, aquatic centers, private swim lessons, lifeguard classes, or scuba diving, we got you covered! We can help all types of businesses and individuals, no matter the situation.
What We Can Cover
We will provide solutions for risks associated with your business or profession such as commercial liability, property coverage, professional liability/E&O, individual liability, equipment rental liability, watercraft liability, etc…and we’re just getting our feet wet!
Aquatic professionals are in the business of ensuring others are safe and sound in the water. Meanwhile, we provide liability insurance for aquatic professionals to ensure they’re safe from litigation. The Center for Disease Control and Prevention (CDC) puts it this way: “From aquatic facility designers to lifeguards, aquatic professionals are the first line of defense against illness and injury at public aquatic venues.”
Unfortunately, injuries are many, when you consider the first half of 2018 alone. The USA Swimming Foundation reports nearly 90 children younger than 15 drowned in a pool or spa from January through May 2018, and every year, about 19 children drown during the July 4 holiday. Add injuries and accidents in the ever-popular water parks throughout the U.S., and danger lurks around virtually every pool and water-related venue. For that reason, it is essential that aquatic professionals partner with an insurance company that has their back. XINSURANCE is committed to protecting lifeguards, volunteers, kayak, swimming, sailing and surfing instructors and educators in institutions and universities.
Aside from birth defects, unintentional drowning is the leading cause of death for children under the age of four; it is the second leading cause for children under age 14, and the fifth leading cause overall.
But there are other things that can happen in the pool, lake, or hot tub:
Some injuries are the result of user error or a random accident for which no one could be blamed; in other cases, the injured person may file a lawsuit against your business or employees, accusing you of improper supervision or instruction, problems with equipment, an unsafe or unclean environment, and more.
Liability insurance for aquatic professionals is one way to protect yourselves and ensure you can manage legal bills and more in the event of a lawsuit.
You may choose to add commercial property liability coverage if you own the pool, building, or property, as well as professional, participant, and general liability so you are thoroughly covered for a wide range of potential occurrences. We can work with you to customize your coverage to best suit your unique needs.
We offer solutions to liability insurance to aquatic businesses and individuals of all kinds and in any situation:
Sign up for our newsletter and stay up to date with the latest news about policy coverage in your industry. Plus get tips on how to protect yourself before bad things happen!