In a prior job, I used to share a cubicle with a guy who hated everything. I wish that this were an exaggeration. This guy, who we’ll call Steve (because his name was Steve) was quicker to express a negative sentiment than the Grinch (and he was also slightly hairier). Steve was very unpleasant to be around, and was always pushing the limits of the company rules. And then, one day, he pushed too hard, and he was fired. He stormed out of the office, threatening to sue everyone he saw, and then he was gone. We’ve all got that co-worker. You know whom I’m talking about.
20 April, 2012
Human Resources.  It’s a living thing.  State and Federal rules and regulations combined with business protocol and best practices.  It’s a field that requires knowledgeable and determined professionals.  Usually, the path to equitable solutions is clear.  But what about the time when implementing the reasonable accommodation under ADA crosses into the privacy regulations of HIPPA?  Or, federal exemptions regarding state statutes cross paths under ERISA?  The truth is that the HR professional can become personally liable. Let’s talk about a few places where liability can creep in. Under the Immigration Reform and Control Act (IRCA) the law criminalizes knowingly hiring an illegal immigrant, along with financial and other penalties for employing them.  This act introduced the I-9 form to ensure that documentary proof of employability was provided, however, there are plenty of methods potential hires have found in forging their documentation.  And, hiring personnel could still be found negligent in a possible case of employing an illegal immigrant.
30 March, 2012
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How XINSURANCE Can Protect Against Retaliation Claims

Confucius, once said, “Before you embark on a journey of revenge, dig two graves.” In a better world, such words of wisdom would cause at very least a moment of reflection, but alas today’s modern society abounds with stories of revenge and retaliation gone awry. When it comes to retaliation in the workplace, it’s important for employers and managers to remember that prevention is much preferred to the bitter pill of litigation. That’s because, historically speaking, it’s typically the company that ends up taking the blame in retaliation suits. In fact, recent studies indicate that an employee who files a retaliation lawsuit is more likely to prevail at trial and recover significant damages than an employee filing a typical discrimination claim. What makes retaliation claims so much different? One theory would indicate that jurors, while slow to believe that managers are racist or sexist, are much more likely to find those same individuals capable of seeking revenge on someone looking to hurt the company. It’s simply human nature.
09 March, 2012
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Protect Your Career with the Right Insurance Coverage

If your work clothes are workout clothes and your office is a gym, you are in the market for fitness instructor insurance. Your job is to motivate people to reach past their limits to do one more crunch, bench press, or squat. You coach them through new moves, correct their form, and then push them to do even better. Fitness instructors are sought after by a growing baby boomer population as this generation strives to remain active throughout their lives. Years of education, experience, and building your client base have formed the foundation for your business. You don't want to lose everything over one bad experience.
14 February, 2012
Businesses take risks.  That’s the way it is.  Business is risk.  But, businesses also do everything they can to protect themselves.  One way they protect themselves is to hire Human Resource professionals to ensure the business does not cross-governmental legal parameters in regards to employee rights. The ironic thing is that these same HR professionals can actually be at risk themselves.  Employment litigation is becoming increasingly common in the USA.  And plaintiff attorneys are not only suing the companies, but also the managers and supervisors, including HR managers.
10 February, 2012
Owning property carries a fair amount of risk. The factors that make you, the landlord, the most vulnerable are, damage to property either by tenant or disaster, and lawsuits. Many landlords depend on the income from rental properties to make payments on their current residence so it is important to protect yourself so that you are not without this income. Here are some facts you should consider when choosing landlord insurance coverage. Not all policies are equal– This is one of those categories where you get what you pay for. XINSURANCE will consider the type of property you own and customize coverage, premiums, deductibles and financing to suit your specific needs.
07 February, 2012