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Business & Hobby Insurance

Did you know small business owners have a 40% chance of having an incident that results in an insurance claim? What’s even more troubling is that 40% of small businesses have no insurance at all. Additionally, 60% of small business owners who operate from home...

Keeping the Great Outdoors, Great. The great outdoors can be great fun, with adventures like boating, angling, hunting, backpacking, mountain climbing, camping, whitewater rafting, snowmobiling, zip line, and horseback riding, to fill your days. You name it — there’s a myriad of opportunities just waiting for...

No one wants to get into trouble. Nobody wakes up and thinks, “Boy. Today, I think I’d like to test the limits of my legal and insurance coverage. Honey? Get the 4-wheelers out! We’re going to test them out on that golf course.” Trouble is a thing that pops up when least expected. The trick to taking care of trouble is making sure that as many of these little gaps as possible are not problem areas. Without being alarmists, it can be surprising the things that American adults can be found personally liable for. A large lawsuit can boil down to something simple like: