NEWS

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text] Apples are wonderful, but it only takes one bad apple to spoil the bunch. The same can be said of employees. Most are wonderful, well-intentioned contributors to a culture of success. However, one employee acting irresponsibly can cause a great deal of harm to any organization. For example, take the recent case of Pennsylvania State University and their former assistant football coach, Jerry Sandusky. For the few people in the country unfamiliar with this tragedy, Jerry Sandusky was convicted in June of sexually abusing several boys. Most were abused inside of campus buildings, which is not only horribly tragic, but put the university itself under legal fire. According to Chad Hemenway of Property Casualty 360, Penn State finds itself now sorting through multiple settlements for Sandusky’s victims.
As a landlord, I was stunned to hear the news last week of an opinion issued by the Kentucky Supreme Court, which stated that landlords could be held liable if their tenants’ dog bites someone. Now, instead of simply weighing the usual wear-and-tear costs associated with allowing dogs in rental units, landlords will need to determine whether renting to dog owners could put their very livelihood at stake. Jeffrey Greenberger, attorney for the Greater Cincinnati Northern Kentucky Apartment Association, responded to the opinion by calling it “scary.” He added he “knows of no other case where the landlord is treated as though he owns the tenant's pet.”
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  Even a small dog bite can be an ouch!  Dog bites account for approximately 360,000 emergency room visits per year. Victims more often than not file lawsuits seeking for payment of medical bills, loss of income, and compensation for pain and suffering. Dog bites are the biggest cause of homeowner’s insurance claims and some are limiting or eliminating the coverage altogether.  If you are the loving owner of a dog that is not covered by your homeowner’s insurance, you might want to invest in a policy that will protect you and your beloved pet from liability situations. Even a nip could leave you vulnerable to a lawsuit. XINSURANCE will provide coverage no matter what the dog breed.  In many cases there are state, local and county ordinances that require pet owners, homeowners, renters, and even landlords to have animal liability insurance coverage in place. Owning a pet can be an extremely rewarding experience but it also brings a certain amount of responsibility and risk no matter the breed or the temperament of your dog. Becoming informed on your homeowner’s policy and what additional coverage you may need is a good way to ensure peace of mind and stay out of the doghouse for good.
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Essential Insights on Dog Bite Regulations by State

I’ve always been a dog person.  I love all kinds of dogs, but I’ve always had a big soft spot for English Bulldogs.  Maybe it’s their round faces and giant tongues that get me, or maybe it’s their short, stocky little bodies covered in skin rolls.  Whatever it may be about these dogs, I love them, especially my own little guy.  And when I think of my English Bulldog, Duncan, the last adjective that comes to mind is dangerous. Yet, the CDC cites some of my favorite breeds as the most dangerous.  At the very top of the list are Pit Bulls, a distant relative of the English Bulldog.